Patricia Deem Robbins

221 Smarty Jones Terrace

Havre De Grace, MD
$ 615,000 Beds 3 Baths 3 Sq 3,620
Monthly Estimate* How much can I afford?

Experience the ultimate resort lifestyle in Bulle Rock! This beautiful DR Horton home in historic Havre de Grace, MD, offers seamless main-level living, premium custom upgrades, and exceptionally spacious finished spaces. Main-Level Elegance & Luxury Inside, enjoy a bright, flowing layout detailed with newer carpet, newer blinds, and rich hardwood flooring. Elegant crown moulding and decorative trim accent the formal living and dining rooms. Behind double glass French doors, the front office provides a quiet, dedicated workspace. The gourmet kitchen shines with granite countertops, stainless steel appliances, and a cozy breakfast nook. Relax in the family room beside the gas fireplace, or escape to the vaulted sunroom. Glass sliders with built-in blinds open to your private outdoor oasis: a low-maintenance composite deck and a paver patio with custom bench seating and a retaining wall garden backing to mature trees. The primary suite is a true retreat, featuring a tray ceiling, dual walk-in closets with custom shelving, and a spa-like en-suite bath with dual vanities and a large tiled walk-in shower with bench seating. The main floor also includes a second bedroom, a versatile third bedroom, a second full bath, and a convenient laundry room with a utility sink and garage access. The finished lower level dramatically expands your living space, offering a massive recreation room with a walk-up glass panel door to the backyard. Perfect for guests, the space includes a large finished bonus room with a walk-in closet and direct access to a full bathroom. A second finished bonus room is perfect for a home gym or hobby space, and an expansive unfinished storage room keeps everything organized. This property boasts excellent peace of mind with a newer water heater (2022), replacement windows with a lifetime warranty, newer Carrier Infinity HVAC system (2022) and newer garage openers (2026). Enjoy stress-free living with Bulle Rock's premium HOA services, which handle lawn maintenance, trash removal, and snow removal right to your door. The gated community features a private residents' club, indoor and outdoor pools, a fitness center, walking trails, and tennis courts. You are also just minutes from historic Havre de Grace waterfront dining, shopping, and I-95.

ACTIVE

  • Price
  • $ 615,000
  • City
  • Havre De Grace
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • HARFORD
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.24 Acres
  • Zip
  • 21078
  • Sqr Footage
  • 3,620
  • Year Built
  • 2006
  • Taxes
  • $ 5722
  • Style
  • Ranch/Rambler
  • MLS#
  • MDHR2058928
Listed By: Brian Zack with Cummings & Co Realtors - 4108230033;
Data Source: Bright MLS

Features

General

Living Area 3620
Sewer Public Sewer
Heating Forced Air
Cooling Ceiling Fan(s),Central A/C
Possession 90-120 Days CD,Negotiable,Seller Rent Back
Zoning R2
HOA Fee 381.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Lawn Maintenance,Management,Pool(s),Recreation Facility,Reserve Funds,Road Maintenance,Sauna,Security Gate,Snow Removal,Trash
Architectural Style Ranch/Rambler
Security Features 24 hour security,Security Gate,Smoke Detector
Construction Materials Combination,Brick,Vinyl Siding
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 2006
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County HARFORD
New Construction No
Property Type Residential
Association Amenities Bike Trail,Billiard Room,Common Grounds,Exercise Room,Fitness Center,Gated Community,Golf Course Membership Available,Hot tub,Jog/Walk Path,Pickleball Courts,Picnic Area,Pool - Indoor,Pool - Outdoor,
HOA Yes
Subdivision Name BULLE ROCK
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions GPS - Sign in window
City HAVRE DE GRACE
Association Name BULLE ROCK
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10440.00
Tax Assessed Value 412600.0
Tax Annual Amount 5722.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 254.13
Community Pool Features Fenced,Heated,In Ground,Indoor,Lap/Exercise,Pool/Spa Combo
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 6040
Builder Name DR Horton
Standard Status Active
Year Built Source Assessor
Legal Subdivision BULLE ROCK
Tax Lot 1819

Interior Features

Heating Fuel Natural Gas
Basement Full,Outside Entrance,Interior Access,Partially Finished,Rear Entrance,Sump Pump,Walkout Stairs
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2420
Central Air Y/N Yes
Total Bedrooms 3
Below Grade Finished Area 1200
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Basement,Sun/Florida Room,Laundry,Office,Storage Room,Bathroom 2,Bonus Room,Primary Bathroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Has Laundry,Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 2420
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Estimated
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool Yes - Community
Water Source Public
Total Parking Spaces 4
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Permanent,Passive Radon Mitigation
Water View Y/N No
Lot Size Acres 0.24
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 117400.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Basement Lower 1
Bathroom 2 Main
Bedroom 2 Main
Bedroom 3 Main
Bonus Room # 2 Lower 1
Bonus Room Lower 1
Dining Room Main
Family Room Main
Kitchen Main
Laundry Main
Living Room Main
Office Main
Primary Bathroom Main
Primary Bedroom Main
Storage Room Lower 1
Sun/Florida Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/15/2026 Listed $615,000

Property vs Zip Code Average in 21078

Price
AVG $580K
$620K
Taxes
AVG $6,134
$5,722
Year Built
AVG 1986
2006
Visits
AVG 596
79
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

221 Smarty Jones Terrace Havre De Grace, MD is a Single Family Home for sale at $615000 with 3620 sqft and a lot size of 0.24 Acres Acre(s). 221 Smarty Jones Terrace Havre De Grace has 3 bedrooms, 3 baths and was built in 2006. The property's zip code is 21078 which is in Havre De Grace, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Patricia Deem Robbins

Patricia Deem Robbins

Sales Representative

609-384-1608

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy