519 Schmidt Road

Middle River, MD
$ 799,999 Beds 4 Baths 3 Sq 2,600 Virtual Tour
Monthly Estimate* How much can I afford?

Luxury Waterfront Living with Private Deeded Boat Slip in the exclusive gated community of Waters Edge at Seneca Creek! This former model home is just a few years old and loaded with upgrades, premium finishes, and breathtaking water views from nearly every level. This elegant 4-bedroom, 4-bath home offers over four levels of thoughtfully designed living space. The entry level welcomes you with custom built-ins, ceramic flooring, a spacious two-car garage, abundant storage, and a workshop area with walkout access to the yard. The main living level features an open-concept design with hardwood floors, abundant natural light, and spectacular water views. The gourmet kitchen is appointed with granite countertops, stainless steel Energy Star appliances, a gas range, oversized center island, breakfast area, and 42-inch white shaker cabinetry. Step outside to the expansive 26' x 14' composite deck overlooking Seneca Creekperfect for entertaining or simply enjoying the stunning water views and natural surroundings. Upstairs, the luxurious primary suite includes a private sitting area with water views and a spa-inspired bath. Two additional generously sized bedrooms, a full bath, and conveniently located laundry complete this level. The top-floor loft provides exceptional flexibility as a bedroom, family room, home office, fitness space, or guest retreat. Complete with a wet bar, half bath, and access to a stunning 16' x 12' rooftop deck, this level offers some of the home's most spectacular waterfront views. Boating enthusiasts will appreciate deeded ownership of Slip #2 at the maintenance free community pier. Improvements include four additional pilings creating 2 slips- one with a 15,000-pound Magnum boat lift, and electrical service for both wet and dry dock capabilities, providing direct access to Seneca Creek and the Chesapeake Bay. Never mow another lawn or pull another weed as your HOA takes care of landscaping and lawn maintenance as well as upkeep of the community's private dock and beach area. Rarely does a home combine luxury finishes, panoramic water views, private boating access, and low-maintenance living so seamlessly. Move-in ready and truly one of the areas premier waterfront offerings.

ACTIVE

  • Price
  • $ 799,999
  • City
  • Middle River
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • BALTIMORE
  • Half Bathrooms
  • 2
  • Area
  • Lot Size
  • 0.06 Acres
  • Zip
  • 21220
  • Sqr Footage
  • 2,600
  • Year Built
  • 2019
  • Taxes
  • $ 8741
  • Style
  • Coastal,Colonial
  • MLS#
  • MDBC2166406
Listed By: Tina Holmes with Cummings & Co. Realtors - 4108230033;
Data Source: Bright MLS

Features

General

Living Area 2600
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Negotiable
Roof Architectural Shingle,Metal
Appliances Dishwasher,Disposal,Dryer,ENERGY STAR Dishwasher,ENERGY STAR Refrigerator,Exhaust Fan,Icemaker,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliances,Washer,Water Dispenser,Wat
Zoning RES
HOA Fee 471.60
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Lawn Maintenance,Security Gate
Patio/Porch Features Balcony,Deck(s),Roof
Architectural Style Coastal,Colonial
Security Features Exterior Cameras,Security Gate
Construction Materials Advanced Framing,Batts Insulation,Blown-In Insulation,Cement Siding,HardiPlank Type
School District BALTIMORE COUNTY PUBLIC SCHOOLS
Year Built 2019
View Harbor,River,Water
Levels 4
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site,Sandy Beach,Shared
Accessibility None
Assoc Fee Paid Per Monthly
County BALTIMORE
New Construction No
Property Type Residential
Association Amenities Beach,Common Grounds,Gated Community,Pier/Dock,Water/Lake Privileges
HOA Yes
Energy Efficient Appliances,HVAC,Home Energy Management,Lighting
Subdivision Name WATERS EDGE
Garage Y/N Yes
Water Access Y/N Yes
Green Indoor Air Quality Moisture Control,Ventilation
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions Bowleys Quarters Rd to Seneca Garden RD. Stay left to 519 Schmidt
City MIDDLE RIVER
Body of Water Seneca Creek
Association Name WATER'S EDGE AT SENECA CREEK
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 2743.00
Tax Assessed Value 742800.0
Tax Annual Amount 8741.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Docks 1
Bathrooms Count Main Level 1.00
Above Grade Unfin SQFT 1040
Price Per Sq Ft Total AG 307.69
Vacation Rental Y/N No
Total SQFT 3640
Location Type River
Builder Name Caruso Homes
Standard Status Active
Year Built Source Estimated
Federal Flood Zone AE
Association Recreation Fee No

Interior Features

Interior Amenities Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Built-Ins,Carpet,Ceiling Fan(s),Combination Dining/Living,Crown Moldings,Dining Area,Family Room Off Kitchen,Floor Plan - Open,Formal/Sepa
Heating Fuel Electric,Propane - Owned
Flooring Carpet,Ceramic Tile,Hardwood
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Window Features Double Pane,Insulated,Low-E
Fireplace Y/N No
Above Grade Finished Area 2600
Half Baths 2
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Foyer,Breakfast Room,Laundry,Mud Room,Workshop,Primary Bathroom,Full Bath,Half Bath
LivingAreaSource Estimated
Laundry Type Upper Floor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 3
Bedrooms Count Upper Level 2 1
Bathrooms Half Upper Level 2 1
Bathrooms Half Main Level 1
Bathrooms Half All Upper Levels 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 2 1.00
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 3
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Boat Storage,Exterior Lighting,Flood Lights,Private Beach
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Backs - Open Common Area,Cul-de-sac,No Thru Street
Water Source Public
Total Parking Spaces 4
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Foundation Details Slab
Spa No
Water View Y/N Yes
Lot Dimensions 40x65
Lot Size Acres 0.06
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N Yes
Door Features Insulated,Sliding Glass
Builder Model Constellation
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
Number of Docks 1
Land Assessed Value 239500.00
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
LotDimensionsSource Estimated
Dock Type and Features Hoist/Lift Electric,Material - Treated Lumber,Multiple Slip,Other

Room Details

Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Upper 2
Breakfast Room Main
Dining Room Main
Foyer Lower 1
Full Bath Upper 1
Half Bath Main
Half Bath # 2 Upper 2
Kitchen Main
Laundry Upper 1
Living Room Main
Mud Room Lower 1
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Workshop Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/18/2026 Listed $849,999
7/31/2026 6% - $799,999

Property vs Zip Code Average in 21220

Price
AVG $570K
$800K
Taxes
AVG $3,833
$8,741
Year Built
AVG 1984
2019
Visits
AVG 684
888
Data Provided by Inside Real Estate®

519 Schmidt Road Middle River, MD is a Single Family Home for sale at $799999 with 2600 sqft and a lot size of 0.06 Acres Acre(s). 519 Schmidt Road Middle River has 4 bedrooms, 2 baths and was built in 2019. The property's zip code is 21220 which is in Middle River, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.