1486 Downham Market

Annapolis, MD
$ 2,999,900 Beds 5 Baths 4.5 Sq 5,260
Monthly Estimate* How much can I afford?

There are waterfront homes...and then there are waterfront estates that redefine luxury. Welcome to 1486 Downham Market, an extraordinary deep-water retreat in the prestigious Downs on the Severn, where timeless architecture, exceptional craftsmanship, and one of the finest protected waterfront settings in the region come together to create a home that is truly without equal. Perfectly positioned at the mouth of Clements Creek, one of the Severn River's most sought-after natural hurricane holes, this remarkable estate offers the security and protection that experienced boaters value most. The impressive 180-foot private pier is a destination in itself, featuring three slips, 50-amp shore power, reinforced pilings ready for lifts, full riparian rights, and approximately 11 feet of mean low waterideal for everything from a Hinckley or Chris-Craft to a Viking, Pursuit, Boston Whaler, or large motor yacht. Spend your days cruising the scenic Severn River, heading into Annapolis Harbor for waterfront dining, sailing with friends, or venturing onto the Chesapeake Bay whenever adventure callsall just moments from your private dock. Inside, walls of glass capture breathtaking water views from nearly every room, creating a seamless connection between the home and its spectacular waterfront setting. More than 5,000 finished square feet of beautifully designed living space blends sophisticated coastal elegance with exceptional comfort. Soaring ceilings, rich hardwood flooring, designer lighting, and thoughtfully curated finishes create an atmosphere that is both grand and welcoming. The gourmet kitchen is designed for gathering, featuring commercial-grade appliances, granite countertops, gas cooking, and seamless flow into gracious living and dining spaces centered around a dramatic two-sided stone fireplace where conversations linger long after dinner has ended. The primary suite is a private sanctuary overlooking the water, complete with its own sitting room and fireplace, a luxurious spa bath beneath a skylight, soaking tub, oversized glass shower, and custom walk-in closet. Family and guests enjoy exceptional privacy with spacious ensuite accommodations and thoughtfully designed Jack-and-Jill bedrooms, while the walk-out lower level transforms entertaining into an experience with a recreation room, wet bar, wine storage, fitness room, fifth bedroom, full bath, and a stunning glass-enclosed sunroom ready for a future hot tub overlooking the river. Outdoor living is nothing short of spectacular. Expansive multi-level decks invite peaceful mornings with coffee overlooking the water, afternoons spent watching boats drift by, lively summer celebrations with family and friends, and unforgettable evenings as the sun sets across the Severn River. Every space has been designed to embrace the beauty, tranquility, and ever-changing scenery that make waterfront living so extraordinary. Practical luxury is equally impressive with a brand-new septic system and advanced whole-house water treatment featuring reverse osmosis and ultraviolet purification, providing confidence and peace of mind for years to come. Life in Downs on the Severn extends well beyond your property line. Residents enjoy two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, and one of Annapolis' most prestigious waterfront communitiesall just minutes from Historic Annapolis, exceptional dining, shopping, and convenient access to Baltimore and Washington, D.C. Properties of this caliber are exceptionally rare. Combining protected deep water, an extraordinary private pier, luxurious living, and one of the Severn River's most coveted locations, 1486 Downham Market is more than a homeit is a legacy waterfront estate where unforgettable moments, lifelong traditions, and the very best of Annapolis living begin.

ACTIVE

  • Price
  • $ 2,999,900
  • City
  • Annapolis
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.86 Acres
  • Zip
  • 21401
  • Sqr Footage
  • 5,260
  • Year Built
  • 1982
  • Taxes
  • $ 19304
  • Style
  • Transitional,Contemporary,Mid-Century Modern
  • MLS#
  • MDAA2152082
Listed By: Wendy T Oliver with Coldwell Banker Realty - 4102638686;
Data Source: Bright MLS

Features

General

Living Area 5260
Sewer Septic Exists
Heating Forced Air,Zoned
Cooling Central A/C,Zoned,Programmable Thermostat
Utilities Under Ground
Possession Settlement
Roof Architectural Shingle,Metal
Appliances Central Vacuum,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Humidifier,Icemaker,Instant Hot Water,Microwave,Oven - Double,Oven - Self Cleaning,Oven/Range - Gas,Range Hood,Refriger
Zoning RESIDENTIAL
HOA Fee 1400.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Management,Pier/Dock Maintenance,Pool(s),Reserve Funds
Patio/Porch Features Balcony,Deck(s),Patio(s)
Architectural Style Transitional,Contemporary,Mid-Century Modern
Construction Materials Stick Built
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Exclusions 2 freestanding wine refrigerators in lower level
Year Built 1982
Electric 200+ Amp Service
View Water
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction No
Property Type Residential
Association Amenities Common Grounds,Marina/Marina Club,Picnic Area,Pier/Dock,Pool - Outdoor,Swimming Pool,Tennis Courts,Tot Lots/Playground,Water/Lake Privileges
HOA Yes
Subdivision Name THE DOWNS
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions Sherwood Forest Road to Coachway. Right onto Downham Market
City ANNAPOLIS
Body of Water Clements Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 81221.00
Tax Assessed Value 1930883.0
Tax Annual Amount 19304.0
Property Condition Very Good
Structure Type Detached
Floors In Unit Count 3
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 833.31
Community Pool Features In Ground
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 5260
Location Type River
Builder Name Johannes-Greco
Standard Status Active
Year Built Source Assessor
Legal Subdivision THE DOWNS

Interior Features

Interior Amenities Additional Stairway,Bar,Bathroom - Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Ceiling Fan(s),Central Vacuum,Dining Area,Double/Dual S
Heating Fuel Electric
Basement Connecting Stairway,Daylight,Full,Full,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Sump Pump,Walkout Level
Flooring Hardwood,Ceramic Tile
Total Fireplaces 2
Fireplace Features Fireplace - Glass Doors,Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Skylights,Storm,Insulated,Wood Frame,Casement
Fireplace Y/N Yes
Above Grade Finished Area 3600
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 1660
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Den,Foyer,Breakfast Room,Sun/Florida Room,Exercise Room,Laundry,Office,Recreation Room,Storage Room
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 4
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 3
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 3
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 3.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 3
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Exterior Amenities Bump-outs,Extensive Hardscape,Exterior Lighting,Gutter System,Street Lights
Pool Yes - Community
Lot Features Bulkheaded,Cul-de-sac,Fishing Available,Front Yard,Landscaping,No Thru Street,Premium,Private,Rear Yard
Water Source Well
Total Parking Spaces 12
Garage Features Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized
Type of Parking Off Street,Driveway,Attached Garage
Foundation Details Concrete Perimeter
Spa No
Water View Y/N Yes
Lot Size Acres 1.86
Road Surface Type Black Top
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Yes
Door Features Atrium,Insulated,Sliding Glass
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard
Road Responsibility City/County
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Room Details

Bedroom 2 Upper 1 Attached Bathroom,Flooring - HardWood
Bedroom 3 Upper 1 Flooring - HardWood,Attached Bathroom
Bedroom 4 Upper 1 Flooring - HardWood,Attached Bathroom
Bedroom 5 Lower 1 Flooring - Carpet
Bonus Room Lower 1
Breakfast Room Main Flooring - HardWood
Den Main Flooring - HardWood,Built-Ins
Dining Room Main Flooring - HardWood
Exercise Room Lower 1 Flooring - Laminate Plank
Family Room Main Flooring - HardWood,Fireplace - Gas
Foyer Main Flooring - Ceramic Tile
Full Bath Upper 1 Bathroom - Tub Shower,Flooring - Ceramic Tile,Attached Bathroom
Full Bath # 2 Upper 1 Attached Bathroom,Jack and Jill Bathroom,Flooring - Ceramic Tile,Bathroom - Soaking Tub,Bathroom - Stall Shower
Full Bath # 3 Lower 1 Bathroom - Tub Shower,Flooring - Ceramic Tile
Half Bath Main Flooring - Ceramic Tile
Kitchen Main Breakfast Room,Countertop(s) - Granite,Flooring - HardWood,Island,Kitchen - Country,Kitchen - Eat-in,Kitchen - Gas Cooking,Lighting - Recessed,Lighting - Pendants
Laundry Upper 1
Living Room Main Flooring - HardWood,Fireplace - Gas
Office Main Flooring - HardWood
Primary Bathroom Upper 1 Attached Bathroom,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Countertop(s) - Quartz,Double Sink,Flooring - Ceramic Tile
Primary Bedroom Upper 1 Attached Bathroom,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Fireplace - Gas,Flooring - HardWood,Lighting - Recessed,Primary Bedroom - Dressing Area,Primary Bedroom - Sitting Area,Walk-In Closet(s)
Recreation Room Lower 1 Flooring - Carpet,Lighting - Recessed,Wet Bar
Storage Room Lower 1
Sun/Florida Room Lower 1 Flooring - Solid Hardwood
Utility Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rolling Knolls Elementary School
Middle School Bates Middle School
High School Annapolis High School

Price History

7/22/2026 Listed $2,999,900

Property vs Zip Code Average in 21401

Price
AVG $1.88M
$3M
Taxes
AVG $25,759
$19,304
Year Built
AVG 1957
1982
Visits
AVG 550
24
Data Provided by Inside Real Estate®

1486 Downham Market Annapolis, MD is a Single Family Home for sale at $2999900 with 5260 sqft and a lot size of 1.86 Acres Acre(s). 1486 Downham Market Annapolis has 5 bedrooms, 4 baths and was built in 1982. The property's zip code is 21401 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.