3728 Ramsgate Drive

Annapolis, MD
$ 6,995,000 Beds 4 Baths 5.5 Sq 5,771 Virtual Tour
Monthly Estimate* How much can I afford?

Set on a spectacular point of land where the South River meets the Chesapeake Bay, this extraordinary waterfront estate captures some of the most breathtaking views in Annapolis. With coveted southern exposure, the property is immersed in sunlight from dawn to dusk, creating an ever-changing backdrop of sparkling water, passing sailboats, and panoramic Chesapeake vistas. Completely reimagined in 2017 by renowned architect Cathy Purple Cherry, this residence was rebuilt and renovated to an exceptional standard, blending timeless coastal architecture with modern luxury and uncompromising construction quality. Spray-foam insulated walls and roof, steel reinforcement, double plywood construction, four-zone HVAC with humidifiers, gas backup heat, tankless propane water heaters, water treatment systems, generator backup, Sonos audio, and Lutron lighting create a home that is as efficient and functional as it is beautiful. Designed for both grand-scale entertaining and comfortable everyday living, the interior offers over-the-top craftsmanship and thoughtful details throughout. Maple hardwood flooring flows through elegant yet inviting spaces including a dramatic waterfront living room with a custom wet bar, an informal gathering room with built-in bookshelves, a private office with custom cabinetry, wet bar, balcony, and commanding views stretching down the Chesapeake Bay, and a state-of-the-art theater room complete with its own wet bar, refrigerator, and ice maker. The chefs kitchen is a masterpiece featuring double Wolf ovens, Wolf cooktop, Sub-Zero refrigerator, three dishwashers, wine cooler, ice maker, built-in microwave, instant hot water, walk-in pantry with custom built-ins, and a sun-filled breakfast nook overlooking the water. The luxurious primary suite serves as a private waterfront retreat, highlighted by a stunning spa bath finished with Italian water-cut marble. Three additional bedrooms feature ensuite baths, while a full bath on the main level conveniently serves the pool and outdoor entertaining areas. Outdoor living rivals the finest resorts. Expansive Ipe decking surrounds a heated PebbleTec pool and spa, complemented by an outdoor kitchen, fire pit, integrated sound system, and extensive landscape lighting. The private pier is equipped with water, electric, approximately 4 feet of MLW, a 12,000-pound boat lift, an 8,500-pound boat lift, and a 1,500-pound personal watercraft lift, providing immediate access to the Chesapeake Bay and beyond. Offering 4 bedrooms, 5 full baths, 1 half bath, a dedicated office, and a deep four-car garage, this is a rare opportunity to own one of Annapolis premier waterfront properties in a setting where extraordinary architecture, unmatched craftsmanship, and world-class outdoor living come together on the shores of the Chesapeake.

ACTIVE

  • Price
  • $ 6,995,000
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 5
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.51 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 5,771
  • Year Built
  • 1987
  • Taxes
  • $ 25451
  • Style
  • Coastal
  • MLS#
  • MDAA2148092
Listed By: Bradley R Kappel with TTR Sotheby's International Realty - 4102805600;
Data Source: Bright MLS

Features

General

Living Area 5771
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Appliances Built-In Microwave,Cooktop,Dishwasher,Disposal,Exhaust Fan,Humidifier,Icemaker,Instant Hot Water,Oven - Double,Refrigerator,Six Burner Stove,Stainless Steel Appliances,Washer,Water Conditioner - Owne
Zoning R2
HOA Fee 600.00
Garage Spaces 4.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Other
Patio/Porch Features Deck(s),Patio(s),Balconies- Multiple,Balcony,Porch(es)
Architectural Style Coastal
Pool Features Black Bottom,In Ground,Other
Construction Materials HardiPlank Type,Other
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1987
View Water,River,Bay,Scenic Vista,Creek/Stream,Other
Levels 4
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 1
Waterfront Features Private Dock Site,Rip-Rap
Accessibility None
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction No
Property Type Residential
Association Amenities Beach,Basketball Courts,Boat Dock/Slip,Boat Ramp,Common Grounds,Picnic Area,Other
HOA Yes
Subdivision Name WATERGATE
Facing Direction South
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 5
Status ACTIVE
Directions US-50 to Aris T. Allen to Bay Ridge to right onto Arundel on the Bay to slight right onto Thomas Point Road to right onto Gateshead to right onto Ramsgate. Home is on the left
City ANNAPOLIS
Body of Water SOUTH RIVER
Association Name WATERGATE IMPROVEMENT ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 22360.00
Tax Assessed Value 2643900.0
Spa Features Private
Tax Annual Amount 25451.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 1344.93
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 7647
Location Type River
Standard Status Active
Year Built Source Assessor
Legal Subdivision WATERGATE
Tax Lot 15

Interior Features

Interior Amenities Air Filter System,Attic,Bar,Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Butlers Pantry,Carpet,Ceiling Fan(s),Combination Kitchen/Living,Crown Moldings,Dining Area,Family
Heating Fuel Electric,Propane - Owned
Basement Garage Access,Interior Access,Partially Finished,Sump Pump,Windows,Other,Side Entrance
Flooring Hardwood,Tile/Brick,Other
Total Fireplaces 2
Fireplace Features Wood,Other,Gas/Propane
Hot Water Propane
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 5201
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 570
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor,Upper Floor,Washer In Unit
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1876
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Estimated
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 3
Bedrooms Count Upper Level 2 1
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 2 1
Bathrooms Full Upper Level 1 3
Bathrooms Full All Upper Levels 4
Bathrooms Count Upper Level 2 1.00
Bathrooms Count Upper Level 1 3.00
Bathrooms Count All Upper Levels 4
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 6

Exterior Features

Exterior Amenities Awning(s),BBQ Grill,Bump-outs,Extensive Hardscape,Exterior Lighting,Flood Lights,Gutter System,Hot Tub,Lawn Sprinkler,Stone Retaining Walls,Other
Pool Yes - Personal
Lot Features Bulkheaded,Cul-de-sac,Landscaping,Premium,Fishing Available,Rip-Rapped,Other,Stream/Creek,Poolside,Front Yard
Water Source Well
Inclusions See inclusions/exclusions disclosure
Total Parking Spaces 8
Garage Features Garage - Front Entry,Garage Door Opener,Basement Garage,Oversized,Other
Type of Parking Attached Garage,Driveway,Other
Land Use Code R
Foundation Details Other
Spa Yes
Water View Y/N Yes
Lot Size Acres 0.51
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Yes
Builder Model South River Waterfront
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Waterski/Wakeboard,Swimming Allowed
Number of Docks 1
Land Assessed Value 1234100.00
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Attached Garage Spaces 4
Dock/Slip Conveys YN Yes
Dock Type and Features Pier (Perpendicular),Multiple Slip,Private,Other

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/15/2026 Listed $6,995,000

Property vs Zip Code Average in 21403

Price
AVG $1.7M
$7M
Taxes
AVG $11,187
$25,451
Year Built
AVG 1981
1987
Visits
AVG 532
511
Data Provided by Inside Real Estate®

3728 Ramsgate Drive Annapolis, MD is a Single Family Home for sale at $6995000 with 5771 sqft and a lot size of 0.51 Acres Acre(s). 3728 Ramsgate Drive Annapolis has 4 bedrooms, 5 baths and was built in 1987. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.